:root { --orange:#E8621A; --orange-light:#F5874A; --orange-dark:#C04C0E; --navy:#0F1C2E; --cream:#FAF7F2;
    --gray:#64748B; --light-gray:#F1EDE6; --border:rgba(15,28,46,0.1); }
  * { margin:0; padding:0; box-sizing:border-box; }
  body { font-family:'Inter',sans-serif; color:var(--navy); background:var(--cream); line-height:1.7; }
  h1,h2,h3 { font-family:'Outfit',sans-serif; line-height:1.2; }
  a { color:var(--orange-dark); }
  nav { position:sticky; top:0; z-index:100; display:flex; align-items:center; justify-content:space-between; gap:16px;
    padding:0 5%; height:72px; background:rgba(15,28,46,0.98); }
  nav img { height:52px; width:auto; display:block; }
  .nav-links { display:flex; align-items:center; gap:24px; }
  .nav-links a { color:rgba(255,255,255,0.75); text-decoration:none; font-size:14px; font-weight:500; }
  .nav-links a:hover { color:var(--orange-light); }
  .nav-links a.nav-cta { background:var(--orange); color:#fff; padding:10px 20px; border-radius:8px; font-weight:600; font-family:'Outfit',sans-serif; }
  .nav-links a.nav-cta:hover { background:var(--orange-dark); color:#fff; }
  .lang-switcher { display:flex; gap:4px; }
  .nav-links a.lang-btn { border:1px solid rgba(255,255,255,0.25); color:rgba(255,255,255,0.7); padding:4px 9px; border-radius:6px;
    font-size:12px; font-weight:600; letter-spacing:0.5px; font-family:'Outfit',sans-serif; }
  .nav-links a.lang-btn:hover, .nav-links a.lang-btn.active { background:var(--orange); border-color:var(--orange); color:#fff; }
  header.hero { background:var(--navy); color:#fff; padding:56px 5% 60px; }
  .wrap { max-width:780px; margin:0 auto; }
  .wide { max-width:1200px; margin:0 auto; }
  .crumbs { font-size:13px; color:rgba(255,255,255,0.5); margin-bottom:18px; }
  .crumbs a { color:rgba(255,255,255,0.7); text-decoration:none; }
  .crumbs a:hover { color:var(--orange-light); }
  header.hero h1 { font-size:clamp(28px,4.2vw,44px); font-weight:800; letter-spacing:-0.5px; }
  .meta { margin-top:16px; font-size:14px; color:rgba(255,255,255,0.55); }
  .hero-sub { margin-top:14px; font-size:17px; color:rgba(255,255,255,0.65); max-width:680px; }
  main { padding:56px 5% 80px; }
  article p, article ul, article ol { font-size:17px; margin-bottom:20px; color:#1f2d3f; }
  article p.lead { font-size:19px; color:var(--navy); font-weight:500; }
  article h2 { font-size:25px; font-weight:700; margin:40px 0 14px; }
  article h3 { font-size:19px; font-weight:700; margin:26px 0 8px; }
  article ul, article ol { padding-left:24px; }
  article li { margin-bottom:8px; }
  article table { width:100%; border-collapse:collapse; margin-bottom:24px; background:#fff; border-radius:12px; overflow:hidden; font-size:16px; }
  article th { background:var(--navy); color:#fff; text-align:left; font-family:'Outfit',sans-serif; font-weight:600; }
  article th, article td { padding:12px 16px; border-bottom:1px solid var(--border); }
  .note { margin:28px 0; padding:18px 22px; background:rgba(232,98,26,0.07); border-left:3px solid var(--orange);
    border-radius:0 10px 10px 0; font-size:16px; }
  .note strong { display:block; font-family:'Outfit',sans-serif; margin-bottom:4px; }
  .note.warn { background:rgba(200,40,40,0.07); border-color:#C62828; }
  .faq h3 { margin-top:22px; }
  .cta-box { margin-top:48px; padding:32px; background:var(--navy); color:#fff; border-radius:18px; }
  .cta-box h2 { font-size:23px; margin:0 0 8px; color:#fff; }
  .cta-box p { color:rgba(255,255,255,0.65); font-size:16px; margin-bottom:20px; }
  .btns { display:flex; flex-wrap:wrap; gap:12px; }
  .btn { display:inline-block; padding:13px 24px; border-radius:10px; text-decoration:none; font-family:'Outfit',sans-serif;
    font-weight:600; font-size:15px; }
  .btn-primary { background:var(--orange); color:#fff; }
  .btn-primary:hover { background:var(--orange-dark); }
  .btn-outline { border:1.5px solid rgba(255,255,255,0.3); color:#fff; }
  .btn-outline:hover { border-color:var(--orange-light); color:var(--orange-light); }
  .more { margin-top:56px; }
  .more h2 { font-size:21px; margin-bottom:16px; }
  .grid { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
  .more .grid { grid-template-columns:1fr 1fr; gap:16px; }
  .card { display:block; background:#fff; border:1px solid var(--border); border-radius:16px; padding:28px; text-decoration:none;
    color:var(--navy); transition:all .25s; }
  .card:hover { box-shadow:0 14px 40px rgba(15,28,46,0.1); transform:translateY(-3px); }
  .card .ico { font-size:28px; margin-bottom:14px; }
  .card h2, .card h3 { font-size:19px; font-weight:700; margin-bottom:10px; }
  .card p { font-size:15px; color:var(--gray); margin-bottom:14px; }
  .card .go { color:var(--orange); font-weight:600; font-family:'Outfit',sans-serif; font-size:14px; }
  .more .card { padding:20px; } .more .card h3 { font-size:16px; margin:0; }
  .nf { text-align:center; padding:60px 0; }
  .nf p { margin:16px 0 28px; color:var(--gray); font-size:17px; }
  footer { background:#08111D; padding:36px 5%; color:rgba(255,255,255,0.4); font-size:13px; }
  footer .wide { display:flex; justify-content:space-between; flex-wrap:wrap; gap:16px; }
  footer a { color:rgba(255,255,255,0.55); text-decoration:none; margin-left:20px; }
  footer a:hover { color:var(--orange-light); }
  .call-bar { display:none; }
  @media (max-width:900px) { .call-bar { display:flex; position:fixed; left:0; right:0; bottom:0; z-index:90; height:54px; align-items:center;
    justify-content:center; background:var(--orange); color:#fff; text-decoration:none; font-family:'Outfit',sans-serif; font-weight:700;
    font-size:16px; box-shadow:0 -4px 16px rgba(0,0,0,0.2); } body { padding-bottom:54px; } }
  .call-bar a { flex:1; height:100%; display:flex; align-items:center; justify-content:center; color:#fff; text-decoration:none; margin:0; }
  .call-bar a.wa { background:#1DA851; }
  @media (max-width:1000px) { .nav-links a:not(.nav-cta):not(.lang-btn) { display:none; } }
  @media (max-width:900px) { .grid { grid-template-columns:1fr; } .more .grid { grid-template-columns:1fr; } footer a { margin:0 20px 0 0; } }
  @media (max-width:520px) { .nav-links { gap:10px; } .nav-links a.nav-cta { padding:8px 12px; font-size:13px; } nav img { height:40px; } }